Vacation Travel Insurance -
International Health, Medical, Trip Cancellation and more!
What is vacation travel insurance?
International travel insurance is protection that travelers can purchase which can assist them financially with unexpected expenses incurred while visiting foreign countries.
Some expenses include:
- Medical expenses
- Hospital visits
- Surgery
- Medial assistance
- Ambulance transport
- Medical evacuation
- Accidental death
- Funerals
- Theft, loss, or damage of personal belongings (e.g., money or passports)
- Trip cancellation
Where can I purchase vacation travel insurance?
One of the best places to compare travel insurance plans and purchase easily online is the Travel Insurance Center, where you can get quotes for trip cost protection, travel medical coverage, emergency evacuation, accidents, multiple trip insurance and group travel insurance -- for both international and domestic travel.
How much does travel insurance cost?
Well the short answer is, it depends. It depends on where you are traveling, how many travelers are insured, age of travelers, current medical condition, deductibles, and the cost of your trip.
Also, keep in mind that some companies may not insure you in countries at war or where terrorism is prevalent. Before purchasing an products be sure to do a travel insurance comparison to ensure that you are getting the best coverage at the best price.
If you're worried about the cost and don't travel much, think about gettingsingle trip travel insurance instead. This may be less expensive than other insurance packages that cover frequent travelers.
Why purchase travel insurance?
There are a number of unexpected incidents that can happen while visiting abroad. Of course, no one expects anything to happen but things do.
For example, I’ve spoken with crime victims abroad who were shocked to discover that most foreign hospitals do not accept health insurance plans but instead expect cash payment before treating them.
I’ve also met family members of travelers who unexpectedly died while visiting abroad. These morning family members not only had to suffer the loss of loved ones but had to also worry about the financial costs to transport the deceased home. Some of these transport costs can be as high as $40,000!
Lastly, how many of you have lost your passport or knew someone whose passport was stolen while abroad? This, unfortunately, is a common occurrence for travelers. New passports and other travel documents can cost as much as $100 to replace.
Many travelers make the mistake of thinking that traditional health insurance will cover medical expenses in a foreign country. They are often sadly mistaken, because many health insurance plans cover you only in your home country.
Truly global international insurance coverage is readily available online, however, at the Travel Insurance Center.
How Does Travel Insurance Work?
To learn more about how travel insurance works, be sure to read the excellent article, Understanding Travel Insurance, at the Travel Insurance Center.
Careful research and wise planning will always result in better results!
Don't leave home for an overseas trip without first taking care of business by making sure you are completely covered with a quality insurance plan designed for international travelers.
